Can I do anything if a collection agency messed up a settlement agreement?

Gather together all your written communications (including printed e-mail) showing how the lender compromised its claim. Also your proofs of...

How much can your credit score increase in number with payment?

It might. Your credit score is based on a number of factors. The big ones are: Credit usage - that is how much is available versus how much you...

Person filed bankruptcy less than 90 days after judgement. Is judgement still valid?

You are now aware of the bankruptcy. Taking action now might violate the bankruptcy law. If there were no assets in the case, your debt is...

Judgement

The CC company would have to know about it and serve the estate with a garnishment. NY does have some exemptions, so you would have to consult...

Can I collect a debt from a girlfriend with no real proof?

Were you living together during any of those 5 years? That is, were you getting a benefit from your expense of these funds? Did you seriously...

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Why would our bank foreclose on our house and then unulled it and our foreclosing again. Have you ever heard of this?

The bank most likely used a "robo signer" to create documents for your initial foreclosure. When this scandal came to light, the title companies...

Can my credit union take money from my checking account to pay my past due account with them. WA state

Yes. Most financial institutions have the right to apply funds on deposit to outstanding debt. The fine print in your account agreements will...

How do I get a adjournment my hearing is in two weeks but I'm being sued by creditor and I won't be able to appear I'm having

I agree that you should call the opposing attorney and ask for a continuance, but if he refuses, and you call the clerk and the clerk does not...

If i am sued in a civil case for 65000, but i am currently unemployed, what will happen? also approx how much would a lawyer be?

You should consider filing bankruptcy. If the lawsuit even hints of fraud, you need to file before a default is entered against you, or you may...

Am I required to file a chapter 13 in order to do "Lien Stripping" of my second mortgage?

Dewsnup v. Timm, 502 U.S. 410, 112 S.Ct. 773, 116 L.Ed.2d 903 (1992) is used by most bankruptcy courts to bar the stripping in a chapter 7, so you...