File fomr 982. Line 1a is bankruptcy (discharged in title 11 case). In line 2 put the amount of all of the 1099's in the box.

Should i get an lawywer ?

YOU NEED AN ATTORNEY! Do not pay anyone anything until you know what your legal obligations are. This claim may be dischargeable in bankruptcy -...

Pay off debt with retirement account

NO. Federally recognized retirement accounts (401(k), IRA) are protected under federal law. Private student loans are now considered predatory...

Selected as the best answer

I need a sample draft for a motion for relief from dismissal order on a bk case.

This is not simple. You need someone who knows how the local system works and who is familiar with it. If you are trying to reinstate a chapter...

My local healthcare provider agreed to a 20% discount on the $4000 medical bills I have with them. now they refuse it.

Write them a letter laying out the initial agreement as you understood it, along with the total charges you now think are owing. Then propose the...

Can't find my state's exemption laws.

You obviously have property you want to protect, so it would be in your best interest to have an experienced attorney assist you in assuring that...

Can you be held on a cash bond in connection with a debt to a financial company?

The cash bond, set by the court, is to assure that you will appear at the next scheduled court hearing.

Which 11 USC 522 box do I check for the State of Missouri and/or the State of Georgia on Schedule C?

You do not exempt mortgages. You can exempt your homestead to a certain extent - that would be 11 USC 522(d)(1), and your automobile to a certain...

I had a permanent modification for 1 year, and then filed chapter 7 without reaffirming the mortgage. Does chap 7 void mod..

The HAMP (Home Affordable Modification Program) guidelines specifically direct the lender to ignore bankruptcy when considering a modification, or...

I have a debt with a collector from 4/10/02 for a payday loan, what can I do about it?

The statute of limitations has run, so you should not be responsible. The collection agency may still have it in the computer, but it is not...