Can I get two months worth of garnishments returned after I file Chapter 7? Is there anything in the law that allows this?

If any single creditor received more than $600 via garnishment (involuntary transfer) in the 90 days prior to filing, you can recover each such...

There is a "civil penalty" authorized under Florida Law, Florida Statute Section 772.11. Three times the damages or $200 whichever is more. The...

How can I protect my personal property (house, income...) if my husband is forced to file bankruptcy, due to pre-marriage issues

You are in a community property state which will require specific advice from a Wisconsin attorney. You both need to meet with his future...

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After your 341 meeting can a creditor be added?

Yes you can add a missed pre-petition creditor. However, it may be unnecessary. If your case is a "no-asset" case, then most courts have ruled...

Can my creditors take my takes. i got a letter saying i will receive a 1099-c form.

The creditor cannot take your federal tax refund, but you may have to file form 982 showing that you were insolvent at the time the debt was...

2nd Morgtage debt collection notice. What shall I do, file for bankruptcy or let it go till I have judgement notice????

Yes you can be sued. If the only assets in your bank account are from Social Security, it cannot be touched. If you have other sources of income,...

How do I find out how much I owe and who I owe? Do I need to hire an agency to settle the debt for less? Thank you

If this is a single debt, I would first get a free copy of your credit report from www.annualcreditreport.com , and then speak with an attorney...

I have to judgements against me that I Cannot pay, among other debt. I want to file bankruptcy, will the or can these

All judgments and debts should be listed and should be discharged. The exception would be support or alimony. If one of the judgments found that...

Only one spouse filing bankruptcy

Since a part of the tax refund is yours, I would suggest not paying back your parents until after the case is filed. The potential claim for an...

You should send the trustee the amended return, and hope the funds taken have not already been disbursed. If they have, you will be responsible...