I just filed chapter 13. My confirmation hearing is scheduled for February 2013!

Call the clerk and ask for a review of the date. Sometimes people make mistakes. I just called today to advise that a hearing had been scheduled...

This is very district specific. I suggest using the format, but not the form. Use the format for pleadings in your court and explain why the fee...

Can i stop a garnishment order from taking my only income of SSD?

Your SSD should be direct deposited into an account that only holds SSD funds. If the bank is garnished, it is required to allow you to keep two...

USDA has a statutory right to take federal tax refunds. The debt can be discharged in bankruptcy.

USDA guaranteed loan and deficiency.

Rural Development loans that are in default can attach your federal tax refund without a lawsuit. Bankruptcy can stop this, so you need to consult...

What will happen to my chapter 13 bankruptcy case since I am unemployed now and filing for Disability?

You may be able to modify your plan to reflect your change in income. You may have to convert to a chapter 7, which get rid of the debt, but could...

Need to amend bankruptcy to add creditors

Once you receive your discharge, you will have to wait 8 years from the filing date to obtain another chapter 7 discharge, regardless of what the...

I'm $46,000 in debt at age 69. What are the pros and cons of filing bankruptcy at this late stage in life?

Pros: You stop getting hounded by debt collectors; what little you may have can be passed on to your heirs; you avoid the possibility of...

Tax Refund Commitment Under Ch.13 Bankruptcy

Many plans that rely on tax refunds for funding include language that restrict your ability to alter your withholding amounts. Read it very...

Can a creditor attach funds in a secured credit card account?

No. But bankruptcy would certainly stop the possibility of judgment creditors doing anything to attempt to collect what you owe them.