I filed bankruptcy over 3 years ago and did not reaffirm the mortgage loans. What will happen in an eminent domain situation.

The city would require a clear title, which means the lender would have to be paid what is due on the mortgage before you would get anything. A...

My employer issued me a check for my work. The bank it is drawn on say that they cant cash it my employer says he cant pay me?

File a complaint with the wage and hour division of your state government for unpaid wages. And/or file a small claims action against your...

Am i a collection proof debtor if i have already entered a plea in a judgement, please help.

The judgment creditor (as long as it is not the US Government or a student loan) cannot take your tax REFUND. It wanted it last year and you...

Selected as the best answer

I'm filing ch 13 i found out my 2012 taxes were not filed can i still proceed with ch 13

You will need to file your 2012 taxes before the meeting of creditors. Better to file them right now, so you know if there will be a priority...

Can a HELOC 2nd home mortgage be included in Chapter 7 bankruptcy?

This is currently possible in the 11th circuit - FL, GA, AL. The 4th and 6th circuits prohibit it. All other circuits do not have settled law,...

If i plan to reaffirm only the first lien, can the second lender foreclose on my house?

The only reason to reaffirm a mortgage would be if there is a substantial modification of the loan. Otherwise, you are giving up one of the major...

Selected as the best answer

Chapter13 and inheritance from a trust

Talk to your attorney about this. In my opinion, becoming a beneficiary of a trust is NOT an inheritance. There is some case law that supports a...

Selected as the best answer

You might want to let the person being sued know that there is a lawsuit. This is an attempt at alternate service - the plaintiff thinks the...

Does Disability income affect the means test?

The only thing not included in the means test is Social Security. If that is the source of the disability, then it is not included. The non...

My Chapter 13 Plan Base is $113,936.10 and I have paid into the plan $114,113.36 why am I still paying?

There are a number of reasons that you base could have changed since confirmation. Missed payments, amended claims, etc. Best you talk to your...