I got a summons for a civil action what are my options

Now that you are aware of the suit it is smart to address it. The parking tickets likely mean that by virtue of your car being in Ohio improperly...

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My bankruptcy was dischared over three years ago and I did not reaffirm my mortgage, however I am current on the payments.

Assuming you are otherwise credit worthy, most lenders are now financing when the bankruptcy is three years old. You lender probably sends you a...

I filed bankruptcy 2 years ago signed a loan modification on my property that was included in bankruptcy.

HAMP directive 10-02 states "Borrowers who have received a Chapter 7 bankruptcy discharge in a case involving the first lien mortgage who did not...

What should I request in my motion for discovery from mortgage lender who filed non-enforceable proof of claim?

The first step is to object to the claim. The court will have a hearing and the lender can present what it needs to make the connection (or it...

We filed Bankrupptcy 7 years ago. We thought we had agreed to keep our property but bank says they never got reaffrmation.

The bank is treating it as discharged in your bankruptcy - you need to check the court records to verify that no reaffirmation agreement was filed ...

You would need court approval. This can often be done by way of a stipulation with the chapter 13 trustee. You would need to provide the details...

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Will a forclosure on a home i bought effect my husbands credit if he is not names on itbut have a joint checking account.

A foreclosure on your home and even your bankruptcy should have no effect on your spouse's credit.

Im going into debt i just started a new job my bills are piling im getting sued by creditors. i wanted to know if i file

Student loans are not dischargeable. So all of them will survive the bankruptcy.

How can I get a mortgage lender to start reporting a mortgage after a BK

Well it was part of the bankruptcy, and you are not longer legally obligated to pay it. Since you have been, the lender cannot foreclose. You...

You cannot be put in jail for not paying a debt.