Archived
I never signed a reaffirmation agreement for a car loan so can i give the car back without any backlash
Alan's answer
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Answered on March 23, 2012
Yes. You do not owe on the debt. You car loan became a "rent to own" arrangement, so when you stop paying, you lose your right to ultimately own...
Archived
What are my options for repaying a gift of quality loan back from a ex-inlaw?
Alan's answer
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Answered on March 23, 2012
First you are talking about a gift of equity. Which is just what it says - a gift. Everyone at the closing signed papers that said you were not...
Archived
Should never have Reaffirmed House I wish my Lawyer gave me better information.
Alan's answer
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Answered on March 23, 2012
Most lawyers who know the ropes would not recommend a reaffirmation agreement, especially on a second mortgage. So, First thing Monday morning,...
Archived
How was I forclosed on when I told the Mortgage Co I was filing for bankruptcy and gave them the Attorneys Info?
Alan's answer
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Answered on March 23, 2012
The lender has the right to proceed under the foreclosure law until a bankruptcy is actually filed. Even then, if you file after your rights to...
Archived
My fees are paid for a Bankruptcy, I have to leave my home by the first because of a foreclosure
Alan's answer
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Answered on March 23, 2012
There is not a lot you can do once your foreclosure is at the point where you have to vacate. It is possible to negotiate an extra week or two, so...
Archived
If a mortgage is under my sisters name is there any way that it can be changed to the person paying the mortgage?
Alan's answer
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Answered on March 23, 2012
Sister can change her billing address with the lender to where ever your dad is, then he will know when they are due.
Archived
Is the person whose name appears on a deed to receive tax bills liable if the tax bills aren't paid?
Alan's answer
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Answered on March 23, 2012
None of you are personally liable for the taxes - but if they are not paid, the land will be forfeited to the state or county land bank if taxes go...
Selected as the best answer
My ex filed for chapter 13 and my son needs braces
Alan's answer
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Answered on March 23, 2012
If you are returning to family court, and he is ordered to pay for the braces, he can modify his chapter 13 payment to allow for payment toward...
Archived
I need advice on homeowners after foreclosure.
Alan's answer
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Answered on March 22, 2012
Your bigger concern is covering your personal property and liability issues. Yes you should also insure to cover REPLACEMENT cost for the time...
Archived
Is there a site to you see if home is up for sheriff sale? Filed for Bnkrpcy & discharged in 07/11.Home incl & n/c yet from Bank
Alan's answer
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Answered on March 22, 2012
Your house will be posted at some point prior to the sale. Usually by taping a copy of the foreclosure notice on your front door. You can also...
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