My chapter 7 has been discharged for about 71//2 mths, my lender has approved a loan modification, can I surrender my home?
Yes. You did not reaffirm the debt, so you only consequence it loss of the home via foreclosure.
Birch Run, MI
Bankruptcy and debt Lawyer at Birch Run, MI
Practice Areas: Bankruptcy & Debt, Real Estate, General Practice
Yes. You did not reaffirm the debt, so you only consequence it loss of the home via foreclosure.
You are right. As long as you disclose it, if you get it in the wrong place, it will not matter much. That being said, you should consider having...
The event giving rise to the claim occurred after you filed your bankruptcy and is therefore not part of your bankruptcy estate, unless part of the...
Unless you have an extremely rare situation, your facts do not line up. You say "we" bought a house, but you did not sign the mortgage. If you...
Refer to IRS Form 982 and instructions. If this is your principal residence, and the forgiven funds were for the purchase or improvement of the...
If the bank prematurely foreclosed, then it would have nothing to do with your bankruptcy attorney's actions. If you did not pay on your mortgage,...
She needs to consult with an attorney with all the paperwork she has to see if what you are saying has any meaning at this late date more than a...
You get to file a single case with only one filing fee and you each can eliminate all of your individual and joint debts.
Might as well let it sit until the statue of limitations runs. Remember, any payment at all will restart that clock, so do not fall for any ruse...
You can file a new case, but have to file a motion to extend the automatic stay beyond the 30 days allowed. This has to be HEARD by the court...