Chapter 13 Last Question

Most trustees like the payment to go through their hands, but when the trustee commission is that high, it is likely that you can direct pay the...

I am facing foreclosure. My ex initiated the refinancing and bankruptcy but left me with the bills. Family law or real estate?

This sounds like a family law matter. You need to seek the assistance of an attorney as soon as possible.

2nd Mortgage Lien Strip in Chapter 13? I own a house that was transferred to me before my mom died. It has 2 mortgages . . . .

You should be able to strip the totally unsecured lien, even if it is not your legal obligation.

Bank Rescinded Notice of Default - Why?

It sounds like the bank did something wrong and will need to start over from scratch. This is probably a good thing for you, as it gives you more...

I married in Sept 2009; cc debt $10,000, can i file bankrupcy on my debt only?

You can file alone, but all your debt must be disclosed. Also, you spouse's income will need to be disclosed and considered by the court for...

Ignoring your obligations for 23 years can be costly! It sounds like the lender has not been aggressive about pursuing you, but since the loans...

Can I add a creditor to Bk chap.7 without the petition preparer I used to prepare and file my case?

You do need to amend, or you risk the possibility that the debts will not be discharged. You would do better paying an attorney for assistance, as...

Yes. You are voluntarily seeking the court's assistance, so you can bring your action where the debtor lives. It sounds like you have enough...

CHP 13 Length of Plan

The bankruptcy code requires a three year plan and allows a five year plan, and could even require one, so the lender cannot object unless you have...

Would I have a solid case if I were to take him to court?

Your husband agreed to pay the debt, so the only solid case you would have is against the friend for anything he ends up having to pay. So if he...