Archived
Can the Court freeze my bank account (after the fact) if I recently signed an updated Order in Court Hearing that incl arrears?
Alan's answer
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Answered on February 10, 2014
The court may limit wage garnishments if there is a payment order in place, but often times those orders do not apply to bank accounts. You should...
Archived
Can I negotiate atty fees, interest, court costs on jusdgement?
Alan's answer
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Answered on February 10, 2014
Of course you can, but the creditor can stand firm on the balance owed. One factor might be how long it has been since the judgment was entered. ...
Archived
What can I do with the eviction?
Alan's answer
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Answered on February 07, 2014
It sounds like the eviction was justified (your maternity did not excuse you from paying rent) and there is a legitimate judgment against you. ...
Archived
What is the gross income requirement for filing bankruptcy in the state of Virginia?
Alan's answer
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Answered on February 07, 2014
You do not have to have an income to file a chapter 7 bankruptcy. If you are thinking of chapter 13, you do need to have a steady source of funds...
Archived
Past child support in bankruptcy
Alan's answer
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Answered on February 07, 2014
It has to be included as a debt (or an asset if you are owed it). But it is not discharged, and if you file a chapter 13, you must remain current...
Archived
I filed chapter 7 in 2010 on a loan for a house and received a 1099 C do I have to claim it?
Alan's answer
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Answered on February 07, 2014
You use form 982 to explain why it is not taxable income. Line 1(a) is a bankruptcy discharge, and line2 is the amount from the 1099. Check with...
Archived
Can I abandon motorhome?
Alan's answer
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Answered on February 06, 2014
Reaffirmations are only done in chapter 7 bankruptcies, so I assume that is what you filed. While your personal responsibility has been...
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Archived
The judge igas cramed the loan from $650 k to 306 k in chapter 13 on my commercial loan and
Alan's answer
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Answered on February 06, 2014
You need to restate the question in proper English and grammar.
Archived
If I listed my mort. as part of a Chap 13 bankruptcy and paid it off as required, can I be held responsible for fees, taxes, int
Alan's answer
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Answered on February 06, 2014
All costs associated with the mortgage would have been discharged, and post filing costs would not have accrued. However, as the record title...
Archived
How long doest a creditor have to report things to the credit bureau
Alan's answer
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Answered on February 06, 2014
Credit reports deal with accounts that are less than 7 years old. (10 years for bankruptcy) Creditors are obligated to be accurate in what is...
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