Is it okay to pay off credit cards and close them before filing bankruptcy?

It makes no financial sense to pay off debts that will be discharged. If you have money you do not want in your bank account put gas in the car...

After going through a chapter 7 bankruptcy, my friend is trying to refinance her house.

The lender whose debt was discharged may have some internal issues about whether refinancing is a violation of the discharge injunction. However,...

Can I file bacnkruptcy in Wisconsin on an Open-End Credit Plan used to go to school?

You need to look at the IRS definitions of what a qualifying student loan is. You will need an attorney to analyze how your particular court will...

In a bk, and i can not get hold of my bk atorney

The end of the month is 9 days away. Why are you freaking out now? We manage our time by deadlines, so you are perhaps jumping to conclusions. ...

Disability pension income in chapter 7

Yes to both. And, it appears as though you may be committing fraud by collecting disability money (meaning you are not capable of working) while...

I filed bankruptcy last year. The trustee told me to send in this years tax returns to her. is this standard practice?

Standard practice, especially if you did not list and exempt the pro rata tax refund for 2011. A common error of pro se filers and those who use...

What happens to me if I foreclose on a home in Michigan

Most foreclosures in MI do not seek deficiency judgments. So far the lenders have been taking the home and issuing a 1099c at some point. They...

What should I do?

Get an attorney to assist you in this.

This is probably a worthless endeavor. The probate court does not care. Most probate occurs with the advice and consent of the heirs, and the...

Can debt collector repeatedly call others about my debt and can the tell me to go pawn stuff to get the money now

Third party collectors have to abide by the Fair Debt Collection Practices Act (FDCPA). The original creditor does not. Talk to a bankruptcy...