Archived
I got an extension on my taxes and just filed for chapter 7 bankruptcy, do my taxes need to be done before my 341 hearing?
Alan's answer
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Answered on June 05, 2012
No, they do not need to be done before the hearing, but as was pointed out, your case will likely remain open until they are done.
Archived
SHOULD I FILE BANKRUPCY TO GET RID OF IFLATED ASSOCIATION DUES OF $9000 BEFORE I DO A BANK MODIFICATION?
Alan's answer
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Answered on June 05, 2012
If the HOA has a lien on your property (and it sounds like they do), and you want to keep the property, then you will have to deal with the HOA...
Archived
Filing ch13 and gambling
Alan's answer
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Answered on June 05, 2012
Gambling in the past is rarely a problem. If it is in your budget for the future, it may be challenged - if you could pay your creditors in three...
Can I file chapter 7 or 13 on the IRS
Alan's answer
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Answered on June 04, 2012
Most definitely you need a good bankruptcy attorney to assist you. The rules are complex when considering the dischargeability of IRS debt. You...
Archived
Can company accounts be seized for personal credit card debt?
Alan's answer
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Answered on June 04, 2012
No they cannot touch the business account if she is not a co-owner on it.
Archived
Can financial crimes investigators of washington dc arrest in colorado for internet payday loans that are unpaid within 24 hours
Alan's answer
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Answered on June 04, 2012
It is not true. The debt collector is lying to you. You cannot be arrested for non-payment of debt. DO NOT give this scammer any personal...
Archived
How am I being garnished at work? I had a vehicle repossessed in 2010.
Alan's answer
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Answered on June 04, 2012
There is a judgment against you. Otherwise a court would not be able to issue a garnishment. So you need to ask human resources to give you a...
Archived
After filing chapter 7 and including first and second, we stayed in home only staying current on the first mortgage.
Alan's answer
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Answered on June 04, 2012
The chapter 7 discharge eliminated the right of any creditor to sue you, even the second mortgage holder. But the second retains the right to...
Archived
I got court papers saying my judgement was dismissed without prejudiced, what does this mean?
Alan's answer
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Answered on June 04, 2012
Dismissal without prejudice usually means the opponent failed to follow proper procedure and cannot win the case at hand, but retains the...
Archived
Can a creditor show a past due balance if I paid off my chapter 13
Alan's answer
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Answered on June 04, 2012
Once you get a discharge of the debt at the end of your 13 payment plan, the creditors should be reporting a zero balance due. If not, you should...
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