In 2005 I filed bankruptcy. It was discharged. In 2009 one of the creditors garnished my wages. I provided them with the

You can reopen the case and bring a motion to find the creditor in contempt for violating the discharge injunction. Use an attorney, as your...

I have a question pertaining to Creditors (negative) and when they are supposed to fall off your credit report.

When an entry on our credit report relates to a debt that is more than 7 years old, you should be dispute the accuracy of the entry. You should...

Mortgage no have legal descripcion

The answer depends on state law. If there is state court precedent that supports your position or the lender's position, the bankruptcy court will...

AMENDED SUMMONS IN ADV PROCEEDING

I agree with Mr. Oney. Why worry about the deadline, just get the answer filed as soon as possible.

HELP! Chapter 13/ Foreclosure??

She is unemployed and gets $600 in child support. Her home mortgage is $800 per month. This by itself means she cannot afford to pay anything in...

Is there a way to remove my ex-husbands name as a co-signer from one of my private student loans?

You would have to refinanced them to get his name off.

Can I get a reverse mortgage if I have unsecured debt judgments against me in Texas?

You should talk to a bankruptcy attorney ASAP. Texas has an unlimited homestead exemption so you may be able to file bankruptcy to get rid of the...

How do we sue somebody if we don't have a lawyer and cannot afford a lawyer?

You can afford an attorney. You managed to afford to pay $45,000 to a fraudster, so a few thousand to an attorney should be doable. There might...

The statute of limitations is tolled for the time you are out of the country, so if you return there would still be a chance the creditors will try...

How to dispute a bill for owed taxes in a Chapter 7 Bankruptcy?

The tax debt will survive the chapter 7. If you were "pretty accurate" with your estimate, then the tax cannot be all that great. If your end of...