Archived
If used husband's credit card at will for 4 years with his permission, can husband suddenly claim fraud?
Alan's answer
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Answered on June 26, 2012
First, if you were merely an authorized user, you have no legal obligation to pay. Second, the divorce court should be deciding the fraud issue,...
Archived
Can a HOA sue you in court for monies if they already placed a lien on your home?
Alan's answer
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Answered on June 26, 2012
There are two lost checks, you stopped payment on them. But you did not pay the amount due. So yes, the HOA can place a lien, and they can sue...
Archived
I am being sued by a debt collector who purchased the debt from a bank
Alan's answer
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Answered on June 26, 2012
When you talk to a lawyer about this, come clean about whether you owe the debt. What you are suggesting are possible defenses, but you have not...
Is there anything that I can do if my lawyer misinformed me about discharged debt in my Chapter 7 banckrupty?
Alan's answer
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Answered on June 26, 2012
I doubt that your lawyer told you a student loan would be discharged. The law does not allow it, so if he actually misspoke the law, he was wrong. ...
Archived
If my ex filed for Ch. 7 but did not notify the BK on receiving a personal injury settlement is this illegal?
Alan's answer
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Answered on June 26, 2012
He should have listed and exempted the claim. If not, he should amend to do so. Trustees like to hear from former spouses. But only a prorata...
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Archived
While in chapter 13 can I request my mortgage company a discovery or loan history itemize?
Alan's answer
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Answered on June 26, 2012
Yes indeed, you need an attorney, and you need your attorney to file an objection if your records support it. You cannot rely on the lender to...
Archived
What to do where Entry of Default is Prohibited by Judge?
Alan's answer
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Answered on June 26, 2012
If the court suggested an amended complaint, then it tells me you screwed up and the judge is giving you a chance to make it right. If you do not...
Archived
Filing chapter 7 and recently settled on a injure that accured in 2008, my court date is July 18 for my bankruptcy discharge.
Alan's answer
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Answered on June 26, 2012
Yes, you could lose it. Especially if you did not list it on schedule B and exempt what you could on schedule C. It was an asset at the time you...
Archived
I want to know if I should pay a company that is asking me for money to satisfy a payday loan they say they were unable to colle
Alan's answer
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Answered on June 26, 2012
Talk to a bankruptcy attorney before you do anything. DO NOT give out your banking information. Most prosecutors ignore payday loan issues.
Archived
We live in Mobile Park in Florida.We rent lot mo to mo No contract. there is a diseased tree on lot,who is responible for it?
Alan's answer
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Answered on June 26, 2012
Most likely the landlord. If it does nothing after you request trimming/removal due to the danger to your home, you should tell it you will take...
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