Archived
What can I do when the credit counseling company who I have been paying to help me goes out of business?
Alan's answer
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Answered on July 05, 2012
The best approach would be to assume that you were ripped off, can't recover anything, and proceed accordingly. You can file a bankruptcy and list...
Archived
I owe unemployment a large amount of money is there any debt settlement companies I can trust to help lower the amount owed.
Alan's answer
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Answered on July 05, 2012
NO, consider bankruptcy.
Archived
If I have filed a chapter 7 bankruptcy, should I contact my trustedd about selling my llc before it is foreclosed on.
Alan's answer
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Answered on July 05, 2012
Your attorney should know how to proceed. If your LLC is worth more than it owes, the Trustee will be interested. You need to notify the Trustee...
Archived
I wasn't billed for 7 yrs on an unprocessed claim. Can I sue the insurance co. for the money that collections might get from me?
Alan's answer
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Answered on July 05, 2012
Assuming this was a medical claim. When they sue you, this is your defense. You should be able to testify that the provider was kept informed of...
Archived
I declared Chapter 13 bankruptcy in Miss. last year. I need to know if the Trustee will release a vehicle that was included.
Alan's answer
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Answered on July 05, 2012
If your plan allowed for the payoff of the vehicle first, before your unsecured creditors started getting paid, AND it has been paid off by the...
Archived
I filed Chapter 7 last year and it was discharged. I was told I needed to reaffirm my car loan but never received any paperwork
Alan's answer
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Answered on July 05, 2012
Generally, you cannot reaffirm after your case is closed. But you can ask the lender for a payment history. Then you ask the credit reporting...
Archived
What is the average cost for an attorney to charge to file bankruptcy, Chapter 7?
Alan's answer
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Answered on July 05, 2012
You might as well be asking your tire dealer what the average cost of a set of tires is. Until we know if you are driving a Schwinn, Harley,...
Archived
What actions should I take if I am in the middle of a bankruptcy proceeding and my lawyer is ineffective?
Alan's answer
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Answered on July 04, 2012
You have to contact replacement counsel ASAP. You only have two weeks to get things back on track. If the second case is dismissed, a third...
Archived
Can someone declare a chap 7 bk, include an equity line on an owner occupied condo, and keep the property?
Alan's answer
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Answered on July 04, 2012
this is unsettled law. The 11th circuit just approved this for FL, GA and AL. The 6th circuit says no in MI, OH, KY, and TN. Judges in NY and VA...
Archived
Is there any way to stop foreclosure, filing bankruptcy for example?
Alan's answer
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Answered on July 04, 2012
You might be able to file a chapter 13 and propose a plan that pays off the mortgage during the term of the plan. You need to talk to an attorney...
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