Archived
Bankruptcy chapter 7. If my home loan is listed and then I just stay current after the discharge, who is "on the loan"? Still me
Alan's answer
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Answered on July 12, 2012
You have pledged your property if the loan is not paid. The bankruptcy discharge says you do not have to pay the loan, but it has no affect on the...
Archived
My husband had a judgement for possession entered against him for a boat loan that we filed bankruptcy on. How is this enforced?
Alan's answer
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Answered on July 12, 2012
You may want to consider filing a motion for contempt if they are coming after your money. They can come after the boat. Make sure that they have...
Archived
Can i be garnished if a judgment granted has exceeded the statute of limitations?
Alan's answer
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Answered on July 12, 2012
If the judgment was renewed, it can still be collected upon. Go to the court and see what transpired in the case, then present the facts for a...
Archived
What would be considered a reasonable price to file a bankruptcy procedure?
Alan's answer
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Answered on July 12, 2012
Anywhere from $1000 to $10,000, depending on what issues her case presents. You might as well be asking a tire store how much to replace her...
Archived
What are the time guidelines for fileing a chapter 7 after you finish a chapter 13
Alan's answer
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Answered on July 12, 2012
You may be able to convert your 13 to a 7, add new debts, and get a discharge of everything. You need to seek the advice of counsel to see if this...
Archived
Can a rent to own place, prosecute you for "theft by deception" for being late on a payment?
Alan's answer
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Answered on July 12, 2012
FDCPA applies to third party collectors. If the rent to own place is collecting its own debt, the Act does not apply. There may be state laws...
Archived
A lawyer wants $5000 to try & settle a $350,000 debt. That seems high, but could save me a lot. Should I try to do it myself?
Alan's answer
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Answered on July 12, 2012
Spending 3% or so of what you owe to avoid having to pay it seems like a pretty good deal.
Archived
If I hire a lawyer to help file my reaffirmation. Do I still have to go to a hearing for it
Alan's answer
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Answered on July 12, 2012
If it creates a hardship, you will have a hearing. The attorney can assist in presenting evidence why it would not be a hardship, but just having...
Archived
What can be done when lien holder sells real estate in violation of a Bankruptcy automatic stay?
Need Atty. No $$
Alan's answer
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Answered on July 12, 2012
C owns the property. B can undo the foreclosure sale if B can convince a court that the deed was forged. If B does this, C can get a lift stay...
Archived
Is it some type of crime to have filed bankruptcy and then find out your name is still on property that you did not report?
Alan's answer
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Answered on July 11, 2012
You should amend your filings to reflect the ownership interest you were unaware of. Then exempt what you can of your half. Taking possession...
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