Need some advice on bankruptcy exemptions in PA.

If your mother is a dependent, you can use the full federal exemption (assuming that PA allows use of federal exemptions) of about $23k to protect...

Can I continue to pay my student loans outside of Ch 13 bankruptcy in order to benefit from a student loan forgiveness plan?

I am not sure that it matters. While student loans usually suspend collection while in bankruptcy, whether you pay as agreed through a trustee, or...

Forbearance and chapter 7

Are the house payment included in your chapter 13? Maybe you can sell the house right now. When the sale closes, you can convert to a chapter 7. ...

How many times can howard lee schiff llc do a bank execution on my personal checking? I never signed any paperwork.

A garnishment is a court order based on a judgment. Once the judgment is paid in full, the garnishments will stop. There is a time limit to...

This is why having an attorney helps. Find one in Irvine that can advise you about what happens in your court, and how Chase deals with this issue...

How can I help my son build his credit without piggy backing on my credit

If you are willing (and able) to pay off the loan in full when he defaults, you might consider a guarantee. If he is good and pays as agreed, it...

If the "Mutual Fund/Retirement" meets the bankruptcy guidelines for exemption, it is protected. Consult with an attorney to find out. If your IRS...

I would like advice on how to set up monthly payments to debtors because of my low income.

First, you are the debtor, you are talking about setting up payments to creditors. The best way to manage multiple creditors is to file a chapter...

In 2011 we re affirmed our mortgage. The lender neglected to report for over 2 years to credit and sold loan. They made errors.

This is why reaffirming real estate loans is a bad idea. The bankruptcy code does not require it in order to keep your property. By unnecessarily...

Is it possible to transfer a deed to avoid credit hit on foreclosure of house on discharged mortgage?

You still were the one who entered into the mortgage, so your name would show up in the process. It is not clear how the credit reporting agencies...