Short Sale (SS), Bankruptcy & Credit

You cannot be responsible for a deficiency in CA. So bankruptcy is not necessary if there is a short sale or a foreclosure. But there is another...

Bankruptcy filing fee waiver

I get paid and I get the fee waived for poverty clients. The waiver has been denied twice in about 30 cases - once because of a large tax refund,...

HELP : My husband filed chapter 13 about three years ago, due to the company he owned went under and has not found a job.

He can convert, but you cannot join without filing your own case and moving to have them jointly administered - which would not be necessary if...

Am I making myself liable in any way for the mortgage debt that was discharged in Chapter 7 BK if I accept a trial modification

No. After your modification becomes permanent you might want to consider a chapter 13 to strip the second mortgage if there is still no equity for...

Filing chapter 7, can i keep my foreign currency investment that has not revalued yet?

If you have available exemptions, you can keep the funds.

The lender can continue to advise you of amount necessary to be paid in order to avoid an action against your property. You may want to speak to...

How can I avoid bankruptcy with a $410K & growing deficiency judgement from commercial R/E short sale?

It is not clear why you would want to avoid bankruptcy. It sounds like you should embrace it, especially for the avoidance of tax consequences.

Can I amend my bankrupcty? Is only the debt acquired before the filing dischargeable or amendable?

You are stuck. If you had not done the debtor education, your case would have been closed without a discharge, and you would have been able to...

I had to file a Chapter 7 bankruptcy. What happens with money the trustee gets if I don't get a discharge?

If your discharge is denied, you will still owe all of the debt. Whatever the trustee recovers, after deducting what he is allowed to keep for...

Should I file for bankruptcy Chapter 7 after credit card judgement against me?

Not sure why your husband's taxes would be affected by your judgment. Is he responsible too? In any event, your 5k judgment has been reduced by 4...