Archived
Our mother died recently, she left no estate of any value and a large amount of unsecured credit card debt.
Alan's answer
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Answered on October 16, 2012
If there is no estate to probate, the creditors are out of luck. The family has no obligation to cover her debts. I would send a copy of her...
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Archived
Can monthly fees for chapter 13, be lowered?
Alan's answer
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Answered on October 16, 2012
Contact your attorney immediately and discuss the possibility of modifying your plan to a lower payment and to consider if you qualify for a...
Archived
Proper/better court for lawsuit for fraudulent home foreclosure--while in chapter 13 now.Debtor still in the house.
Alan's answer
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Answered on October 15, 2012
Present your situation to a bankruptcy/foreclosure attorney for an answer that fits your specific geographical area.
Archived
Land Contract and Bankrupcy
Alan's answer
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Answered on October 15, 2012
The land contract is an executory contract that should have been listed on you Schedule G. The lender rules with regard to bankruptcy and...
What does this mean, Order granting motion for turnover.
Alan's answer
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Answered on October 15, 2012
Whoever the Order addresses is required to turn over whatever the motion/order identifies should be turned over. Usually comes about when a third...
Archived
If my wife and I filed a chapter 7 bankruptcy jointly, can I file a 13 immediately afterwards to make car payments?
Alan's answer
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Answered on October 15, 2012
Your spouse's financial information would have to be disclosed in a chapter13 filing. If the 7 is still open, consider contacting...
Archived
How much time do you have to stay in your home after bankruptcy ? or how long after foreclosure ?
Alan's answer
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Answered on October 15, 2012
In addition to the good advice from Ms. Johnson, I would add that the Department of Justice settlement with the big five lenders contained...
Archived
I received a chapter 7 discharge 3 years ago now want to file again to postpone foreclosure is the stay still in place
Alan's answer
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Answered on October 15, 2012
Actually, you can file a chapter 7 - you will not be entitled to a discharge - you will only be exposing your assets to the trustee for...
Archived
Can you file bankruptcy on state taxes and hospital after its already file a judgement against you
Alan's answer
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Answered on October 15, 2012
The rules about discharging taxes are not simple, but if the taxes are less than three years old, you cannot use bankruptcy escape them. Hospital...
Can I include a Parent Plus loan in a chapter 13 bankruptcy?
Alan's answer
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Answered on October 11, 2012
This provision is quite clear. 11 USC 1322(b)(5): notwithstanding paragraph (2) of this subsection, provide for the curing of any default within a...
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