I have to send financial info to a debt collection agency. What should I send? Can they go after my ira ?

You are not obligated to send anything unless there is a court order. Medical debt collection is generally low key, and the collectors just keep...

My house was inclued in Chap. 7 backruptcy. Do I need insurance since I dont owe the debt but paying to live in it?

Yes you need insurance. Failure to insure the property could result in a foreclosure, since your mortgage includes an agreement that you will keep...

Can a person draw from there 401k plan in case of hardship to keep from filing bankruptcy

It may be possible, but is not a very smart thing to do. The first million plus dollars in retirement accounts is exempt in a bankruptcy. So you...

My husband is going the chapter bankruptcy in Ohio. I live in our second home. My question re ownership after chapter 7?

You need a court order that transfers the house you are in to you alone. If that cannot come about through activity in your bankruptcies, then the...

Can i file for bankruptcy even if i got served for one of my creditors?

Your bankruptcy filing will stop the state court lawsuit. If you the lender can prove that you committed fraud, the debt may not be discharged. ...

Need BK discharge on tax debt

Lots of variables apply to IRS debt dischargeability in bankruptcy, so no meaningful answer can be given. Your pre 2009 taxes COULD be...

Are private student loans dischargeable under bankruptcy?

Yes, but this could change with next year's Congress. Let your Congressperson know that you are suffering from excess student loan debt.

How do I go about picking a bankruptcy lawyer

Use the attorney finder feature at www.nacba.org The National Association of Consumer Bankruptcy Attorneys.

I would think so. You owe the money when the service is provided, so if you do not pay as agreed, then you suffer the consequences, which were...

My son was murdered July 22, 2012. I cosigned for PG&E. NO default but unable to pay due to death. Am I liable.

Unfortunately, as a co-signer, you are liable, regardless of the reason for you son's inability to pay. I am sorry for your loss.