Yes. Even if your loan contracts say bankruptcy is not effective, bankruptcy is truly effective and you can eliminate these debts.

I have a sole propietorship and I am filing a chapter 7 can I continue to operate my business as it was once the 7 is over?

The business is an asset of your bankruptcy and can be taken over by the Trustee if you cannot exempt its value. You need the guidance of a...

Looking for a bankruptcy lawyer in Davidson County Tennessee to refile an existing Chapter 13

Divorce does not mean your case needs to be refiled, unless you dismissed it already. Either of you can convert to a chapter 7 or it can be...

Can I be charged with bank fraud or check fraud for defaulting on a pay day loan in Michigan?

If you read the fine print on the lender's web site, you will discover that it is likely sponsored by an Indian Tribe, which could well make it...

Can I file for bankruptcy with credit cards included after a divorce has been finalized?

If you are required by the divorce judgment to pay certain credit cards that your ex would otherwise be responsible for, then the bankruptcy would...

How do I get the bank to take the house out of my name once a bankruptcy has been discharged?

This has been a problem for years. You surrender the home in bankruptcy, but the bank does not want it. Until they take it from you, you remain...

Can I file for bankruptcy after My ex wife and I have been absolved from equity line debt and home is in foreclosure?

You need to talk to an attorney familiar with bankruptcy and family law. Why do you think forgiveness of debt will occur in 2014? If it occurs...

How will Chapter 7 Bankruptcy and a Short Sale affect my credit report

Why would you consider a short sale? The only one who benefits is typically the real estate agent who arranges it. Most lenders want to make sure...

Can I relinquish my share of our LLC company before I file a personal bankruptcy?

Transferring an asset prior to filing bankruptcy can cause more problems than if you keep it and protect it with your exemptions. You need to be...

I am going to file for personal Chapter 7 bankruptcy. I have an Applied Bank small business card that I opened up with my SS#,

It is a personal debt and should be discharged with your bankruptcy filing. Since "business" cards do not have to follow the same rules as...