Question on foreclosure proceedings.

Sounds like you won! If the lender is asking for a dismissal without prejudice, then it can always restart the process.

If we walk away from the house, does the foreclosure go onto our credit report or did the bankruptcy cover it?

Two separate events, so potentially two separate entries on the credit report. Right now, it takefs about three years for these to be ignored by...

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Should I amend my bankruptcy to avoid the lien

Your personal liability was eliminated with your 2010 bankruptcy. BUT, you promised they could take your house if you did not pay, which was not...

If I owe the hospital money and they put me in the off set program, can the take my tax return? If so do they get both fedaral a

Your tax return is something you file with the government. There is no benefit to any creditor to take your tax return, and the government cannot...

Payday advances and bankruptcy

Well, it is considered fraud if you borrow money just before filing with the intention to NOT pay it back. What you describe includes an intention...

Can my creditor collect after termination of the stay but before discharge?

There is a question among the courts around the country. Does the stay apply to you personally, or does it apply to the property of your...

AAA does limit the number of tows, so if you exceeded that number, it will suspend your towing privileges. And, if you had tows after the limit...

I filed CH7. My petition states retained, reaffirm the debt. Can I walk away from the home?

The Statement of Intention is not binding, so walking away has no financial consequences. However, if there is a subsequent foreclosure, it could...

Is a bank subject to fair debt collection laws? Is their attorney liable for deflamation?

No to both questions. You stopped paying on the mortgage, so the bank can collect pursuant to the contract default conditions.

We listed 49 creditors in our petittion, not all submitted a claim, how long will they have to file once the case is approved?

Based on your facts, you filed a chapter 13. The claims bar date has passed, so if a creditor has not filed a claim, the debt will be discharged...

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