Archived
Does having done a Chapter 7 Bankruptcy interfere with opening checking/savings accounts at Banks? Does it appear on ....
Alan's answer
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Answered on January 23, 2013
You should list Chex Systems as a notice creditor and it will remove any negative information from its records. If you already filed, sent it a...
Archived
Should we offer settlement to 2nd mortgage company after it was discharged in Chpt 7 bankruptcy?
Alan's answer
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Answered on January 20, 2013
You are perceptive. You really should talk to an attorney about filing a chapter 13 (which some of us refer to as a chapter 20 when it is filed...
Archived
Help please!! Should I pay them?
Alan's answer
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Answered on January 20, 2013
If you took out the payday loan then you owe someone some money. You are right to be concerned that this may not be the proper party. My guess is...
Archived
Can you file chap 7 bankruptcy only to dismiss pass due HOA maintenance fees on a timeshare prop. you own?
Alan's answer
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Answered on January 20, 2013
They could, but an attorney should review their situation to make sure they will not lose something of value. Also, once they do file, all future...
Archived
Can I sue a lender if they refuse to provide me with information regarding the status of my account with them?
Alan's answer
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Answered on January 20, 2013
No. The lender cannot communicate with you regarding the debt due to the bankruptcy. All communications must be through your attorney. So have...
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Archived
Can I take out a loan from my 401k prior to doing a chapter 7 bankruptcy to pay for lawyer fees and pay toward a past due studen
Alan's answer
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Answered on January 20, 2013
Better to fund the attorney fees by not paying debt that will be discharged, or as Ms. Bunce pointed out, with your tax refund. As to the student...
Archived
What are the procedures for filing bankruptcy in Texas?
Alan's answer
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Answered on January 20, 2013
The charity cannot get a discharge in bankruptcy. It can use the process to set up a long term payment plan. Or it can cease to function and...
Archived
Should i file for bankruptcy
Alan's answer
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Answered on January 20, 2013
You need to become educated about bankruptcy, so set up a consultation as soon as possible. The attorney will discuss your options with you and...
Archived
Can I keep the home I am living in and a mobile home I have financed that my family lives in
Alan's answer
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Answered on January 20, 2013
Yes you have to be current. Whether you can keep them depends on the exemptions available to you in WA and how much equity you have in the...
Archived
Are motor vehicle taxes dischargeable under Ch 7 bankruptcy and do I need to amend the filing to include additional taxes?
Alan's answer
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Answered on January 18, 2013
Generally taxes have to be at least 3 years old to be discharged. From your facts, none of them were, so you do owe them, and reopening would be...
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