Archived
How can i get a copy off a motion for summary judgment just filed against me by a collection agency
Alan's answer
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Answered on February 16, 2013
The collection agency is supposed to serve you with a copy of the motion, usually by snail mail. If you know it has been filed and have not yet...
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Archived
Should I do a short sale or foreclose after Chapter 7?
Alan's answer
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Answered on February 14, 2013
Call a NC bankruptcy or foreclosure attorney. General answers on AVVO are not going to help you.
Archived
Can a credit union your not banking with run your credit score?
Alan's answer
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Answered on February 14, 2013
Your question does not make sense. You register your car with the state, not a small business. In any event, it sounds like you will be getting...
HOW DO BANKRUPTCY TRUSTEES KNOW ABOUT OTHER MONEY YOU GET AFTER FILING?
Alan's answer
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Answered on February 14, 2013
You tell them because that is your obligation. Your attorney can likely categorize the funds in a way that will make them untouchable by the...
Archived
Is it OK for lender to sell mortgage after chapter 7 discharge?
Alan's answer
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Answered on February 14, 2013
Yes. What was sold was the right to take the home due to non-payment of the underlying debt. Even if the debt was discharged in the chapter 7,...
Archived
Is it possible that my income tax check will be garnished due to a defaulted PRIVATE loan from Sallie Mae?
Alan's answer
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Answered on February 14, 2013
Generally, only US Government obligations can attach your federal tax refund. Sallie Mae usually only services Government loans. You need to talk...
Archived
I declared bankruptcy and the bank has not picked up my car. What should I do with it?
Alan's answer
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Answered on February 14, 2013
Until the bank takes the car, you are responsible for it. You could deliver it to a nearby branch if there is one. You should take a look at "In...
Archived
Please clarify post judgement interest in Michigan
Alan's answer
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Answered on February 02, 2013
The interest RATE changes each July1 and January 1. The accrued interest is folded into the judgment on the anniversary date (birthday) of the...
Archived
Is there a way to keep my house given that I'm getting divorced, mortgage is underwater, and we have tons of credit card debt?
Alan's answer
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Answered on February 02, 2013
Probably not. You do not have the right to modify your mortgage payments on your home in bankruptcy. Since you need to eliminate the credit card...
Archived
2nd foreclosed on home we surrendered to Chpt.7. Will our name ever be removed?????
Alan's answer
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Answered on February 02, 2013
This is a fairly rare situation. The first mortgage still sees you as the person obligated to pay, and the second, believing there is some equity...
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