Settling with bank 2nd loan after BK7?

You are describing a short sale. Most lenders require the home be listed for some time, as that would indicate the potential buyer is offering a...

During Chapter 7 bankruptcy, most lawyers say NOT to reaffirm my mortgage but what if I plan to stay at my house for 15+ years?

Reaffirmation agreements are not relevant to real property. Your mortgage allows foreclosure in the event of non-payment, so as long as you are...

Is an inheritance exempt from bankruptcy if I have not filed yet in Florida?

It might be a better plan to wait until you get the funds and use them up for reasonable and necessary expenses. There may be some exemption...

Chapter 13 or Chapter 7? I will not be involving the house or vehicle. I have alot of medical bills and credit card debt.

Depending on your income, one or the other will work for you, unless you have too much debt - then you might need a chapter 11. Of course you will...

My husband and I filed Chap 13 on October 24, 2011.

The short answer is sometime after 10-24-16. You need to look at your plan and the confirmation order. Some districts have plans that end 60...

I was party to a personal guaranty for equipment. I received a chapter 7 bankruptcy. I then received a dismissal of the debt.

Sounds like a lawsuit against you was dismissed. It was done so without prejudice on the off chance that you lose your discharge, in which case...

How do I file complaint against my attorney?

You believe a debt collector over your attorney? If the lender is violating the discharge injunction by asking for payment on a discharged debt,...

Hello I was wonder in 2007 my wife filed bankruptcy and did not reaffirm the mortgage now they want to foreclose our house

Since the foreclosure is against your spouse's house for her failure to pay, it should have no affect on your credit, so you can use your savings...

It means that you do not make enough money to be REQUIRED (under 1325(b)(3)) to pay a certain amount to your unsecured creditors. In my court, as...

Currently in Chapter 13. I received a letter from my lawyer and I just need a little clarity regarding my discharge.

If you do not understand your attorney's letter, you need to ask YOUR attorney what (s)he has obviously failed to communicate to you. Sometimes we...