Questions answered by Ryan Mahlon Moldovan

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Bankruptcy

Ryan's answer | Answered on May 01, 2015

It sounds like you need to speak with a bankruptcy attorney. Many, including myself, offer a free consultation. Use the Find a Lawyer option and...

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I co signed a student loan for my ex mother in law in 1998 she has still not paid it off is there anything legally i can do

Ryan's answer | Answered on April 28, 2015

What exactly is it that you want to do? If you co-signed the student loan, you are liable on it jointly with your ex-mother in law. You usually...

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We have been paying Henry ford hosp. 25 bucks a month on what we owe them, my wife got sick again and now we owe in excess of

Ryan's answer | Answered on April 24, 2015

A payment plan is generally not a binding agreement without some consideration on the part of the hospital. They may have just agreed to not take...

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Is Bankruptcy my best option?

Ryan's answer | Answered on April 24, 2015

I agree with the other attorneys. Bankruptcy may be your best option but you should sit down with a bankruptcy attorney to review your options. ...

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Just had my paycheck garnished, would the CARD act hold any bearing on a judgment passed in 2006 if challenged today?

Ryan's answer | Answered on April 17, 2015

The CARD act was signed into law in 2009. It is a federal law that regulates interest, fees, and costs of credit cards. It does not apply to...

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In determining if debt is time-barred (SOL). Does a lawsuit begin when you are served or when it is filed in NY?

Ryan's answer | Answered on April 17, 2015

A lawsuit begins when the case is filed with the court.

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Is bankruptcy a option for me?

Ryan's answer | Answered on April 17, 2015

The simple answer is that student loans (i.e. the department of education) are generally not dischargeable in bankruptcy without proving it would...

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Filed chapter 7, had hearing, debts discharged; however, trustee wants a third of the value of land that I own with my parents

Ryan's answer | Answered on April 16, 2015

You certainly can file a complaint if you feel that you were improperly advised. But understand that the documents that you signed were done under...

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I received a call from a Texas (832) area number leaving me a voice mail from a Deen Daniels on behalf of Jacob Clark Law firm.

Ryan's answer | Answered on April 09, 2015

I agree with Mr. Stempler and urge you to have your mother seek a consumer protection attorney about a possible FDCPA claim against the payday loan...

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How will mutual debts be determined in a divorce case if I'm filing chapter 7 bankruptcy.

Ryan's answer | Answered on April 09, 2015

Unfortunately, Chapter 7 does not discharge any liability on a domestic support obligation or on liability to an ex-spouse in divorce judgment,...

Ryan Mahlon Moldovan's Answers (317)

Bankruptcy

I co signed a student loan for my ex mother in law in 1998 she has still not paid it off is there anything legally i can do

We have been paying Henry ford hosp. 25 bucks a month on what we owe them, my wife got sick again and now we owe in excess of

Is Bankruptcy my best option?

Just had my paycheck garnished, would the CARD act hold any bearing on a judgment passed in 2006 if challenged today?

In determining if debt is time-barred (SOL). Does a lawsuit begin when you are served or when it is filed in NY?

Is bankruptcy a option for me?

Filed chapter 7, had hearing, debts discharged; however, trustee wants a third of the value of land that I own with my parents

I received a call from a Texas (832) area number leaving me a voice mail from a Deen Daniels on behalf of Jacob Clark Law firm.

How will mutual debts be determined in a divorce case if I'm filing chapter 7 bankruptcy.