You always have the right to file a bankruptcy, but I think your question is whether a bankruptcy filing will affect the home you share with your...

This is a question that should be asked of your bankruptcy attorney. Your rights as to your assets is based on the orders in your case. In...

Can bankruptcy save me from a lawsuit?

Your options are to settle the debt and/or file a bankruptcy case. But given the little amount of time left on the statute of limitations, you may...

I'm a co-signer. Collection agency involved. What are my obligations to the company and my options to sue against the borrower?

Your first step should be disputing the debt with Mac Tools and/or it's collection agency. Force them to provide an accounting of the debt and...

How can a Bank report to the Credit Bureau that I owe them w/o notification to me first?

You'll have to review the credit agreement with the lender regarding notice and statements. You should be receiving some kind of statement but...

Is there anything I can do about getting my FASFA money back that wasn't given to me but that the school had kept?

The FAFSA is the application used to get federal student loans for school. Generally, any student loans awarded are processed through the school...

The TSP is a common retirement account that is exempt from being taken by the trustee to pay creditors in your case. Both the Federal and Michigan...

Negative reporting during a confirmed chapter 13 plan with payments made by trustee and no payments in arrears before filing.

Creditors are required to report payments accurately per the fair credit reporting act. If the trustee did not make payments to the creditor for...

This is a total scam. Don't even bother worrying about it. No legitimate debt collector would try to collect in this way.

My ex boyfriend had me take out loans under my name because he did not have credit at the time.

Rhode Island has a 10 year statute of limitations on debt collection so you could still sue him. You will have to prove that he owed the debt to...