Archived
After reaffirming a auto loan after bankruptsy do I have to pay the intrest?
Thomas's answer
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Answered on July 17, 2013
The Reaffirmation Agreement states the terms that you agreed to - including interest rate.
Archived
Can I apply for fee waiver for chapter 7 if I have a attorney
Thomas's answer
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Answered on March 03, 2013
In the Eastern District of Michigan, if you do so you will draw the ire of the Trustee who is aasigned to your case.
Archived
Can I add a second home to my pending shpt 13 in order to avoid deficiency judgment ?
Thomas's answer
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Answered on February 27, 2013
You should contact your Chapter 13 attorney and determine if Post-Confirmation Plan Modification is appropriate.
Archived
What do you do when a creditor is listed on your credit report without an address?
Thomas's answer
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Answered on February 21, 2013
Like Alan says, I'd list it like this:
Creditor
c/o Creditor's Attorney
Creditor's Attorneys Address
Archived
I live in Ohio and am considering a chapter 7 bankruptcy. I have a 02 Harley which is paid for will I be required to forfeit it?
Thomas's answer
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Answered on February 19, 2013
It depends on it's value and if you have adequate exemptions available to protect it. Contact a few local bankruptcy attorneys - they should be...
Archived
I filed chapter 7 in Aug of 2011 y had a standard discharged on Dec 2011 but the case is not closed yet why would that be?
Thomas's answer
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Answered on February 16, 2013
Like Glen said, Trustee is likely investigating asstes. Or, as is common in the Eastern District of MI, perhaps waiting to see what happens at a...
Archived
In 2008 I filed for Ch . 7 had included all debt including the house mortgage Indy Mac Bank . I was discharged in Oct . 2009
Thomas's answer
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Answered on February 14, 2013
Not sure about NJ law, but in MI the county can eventually foreclose based on unpaid property taxes.
Archived
Do you recommend re-opening a bankruptcy to re-affirm a mortgage and save home? What repercussions does this have??
Thomas's answer
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Answered on February 14, 2013
Short answer - NO. I suspect most judges would refuse to allow it anyhow, since you would have had to reaffirm the debt before it was discharged.
Archived
Is it legal for a creditor to send a 1099-C for a discharged credit card debt? and is the amount
taxable income?
Thomas's answer
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Answered on February 11, 2013
See IRS form 982. You may find this helpful in this situation.
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