I agree with most everything that has been said regarding your situation, but I would add a couple of quick points. First, the deal you or your...

My step-daughter turns 18 and graduates this year, does my husband have to keep her on his insurance policy after she graduates?

I am assuming that your husband was once married to your step-daughter's mother. In that scenario, the judgment of divorce would control this...

Being a male and renting a room to a female.

This does not sound like a situation that most people would want to place themselves in. However, there is nothing wrong with renting a room out to...