Is there a way to get an credit report from past years?

The difficulty here is twofold. First, the credit reporting agencies do not keep copies of the reports that they issue. They do keep archives of...

Can an attorney negotiate a deficiency for a foreclosed home?

It is not uncommon at all for people to use attorneys to negotiate a deficiency. In all likelihood, the bank will hire a collection agency to...

I have just recently put on probation...

This is not really a debt collection issue. It relates more to criminal defense and you will likely find some more specific information by posting...

How can I get a phony debt off my credit history?

The fact is that if you have already disputed the debt to the credit reporting agencies and the utility has verified the debt, then you are at the...

Can a company repossess a vehicle for a credit card debt if it was NOT listed as collateral?

The important thing that you need to know is that there are two different ways that the truck could be taken. The first way -- as the title of...

Can I sue Ntelos cell phone carrier if they opened an account in my name without my permission?

One of the problems with identity theft is that you never know when an account will "pop up" and cause you a problem. While no one may be...

While the procedures in your state may vary, generally a party may only garnish against a party against whom it has a judgment. The difficulty in...

Because you have asked this question in the debt collection area, I assume this means that you are the defendant and are being sued. Assuming this...

I paid off Chase in Jan 2005 in 2006 my report showed I owed them a few thousand I proved I paid them off they paid the money th

Link to the FTC Order Form on my web site below.

I paid off Chase in Jan 2005 in 2006 my report showed I owed them a few thousand I proved I paid them off they paid the money th

Attorney Koslyn has correctly identified the intial steps for you. Additionally, you may want to order your consumer reports by mail using the...