Can collection agency garnish or take money from a persons income from employement or banking account

If they have a judgment, they can garnish or execute on 100% of what you own. This, however, is subject to exemptions. So if the money or...

Credit card company got judgement but i never received court papers

You will need to file a motion to set aside the default judgment. The Court should have a form motion you can fill out. It is unlikely, however,...

Do I have any options when an ex-spouse keeps increasing their limit on a home equity line of credit that I cosigned years ago?

Michigan follows an age-old, common law rule. If a creditor allows a principal debtor to materially change the terms and conditions of credit, the...

If a spouse has a debt only in their name and spouse dies, is the wife liable for it (credit card, vehicle)

Michigan law did away with the doctrine of "necessaries" in 1998. Your spouse is only liable for your debts if he or she expressly agrees to be...

Where can I find help for a victim of a burglary / financial crime to fix the financial repercussions and credit history?

Federal law (the Fair Credit Reporting Act) treats ChexSystems as a consumer reporting agency, just like Experian, Equifax and Trans Union. If...

Can my bank account be debited without my Authorization for an old debt?

You will need to check the terms and conditions of the new account. Many banks include the right to use any of your available assets to offset a...

Wil my husband, who sued me for divorce in MI though he is resident of NY be prosecuted for credit card fraud against me

If he was not an authorized user on the card and this was not a joint account, your responisbility for the debt is at most $50 under Federal law. ...

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Would it be worth suing my ex for credit card charges she racked up after we broke up?

First things first. Whatever you do, close that credit account so no new charges are placed on it. be sure to do it in wriiting and keep a record...

Can an HOA charge finance charges after collections is paid off?

If you received a settlement offer in writing from the collection agency and paid the full amount, then the account should be settled. In many...

What happens to your credit report from credit card debt that has been charged off after 7 years?

Generally speaking, delinquent credit items fall off your report 7 years after the date of FIRST delinquency, not the charge off date which can be...