Archived
What do I do about a summons for debt collection when I have absolutely no way to pay, and no way to hire a lawyer?
Ian's answer
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Answered on January 15, 2013
If you are looking for legal assistance and can't hire an attorney, try the Lakeshore CALL line. (Link attached). They help people in your...
Archived
Should I go in to speak with this detective?
Ian's answer
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Answered on January 09, 2013
If you have any concerns at all about your own conduct, you should seek counsel immediately. It is now a crime to lie to the police in Michigan. ...
Archived
Question about a judgement on my credit history
Ian's answer
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Answered on January 03, 2013
It isn't possible to answer the question with the limited information you have provided. An attorney would need to look at the judgement itself in...
Archived
Do I owe this Debt Collector money?
Ian's answer
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Answered on December 19, 2012
It is not possible to tell what you owe or don't owe from the question. If they have demanded money from you, you have the right to dispute the...
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Archived
How long can you collect on a debt?
Ian's answer
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Answered on December 14, 2012
For purposes of your question, the real answer is likely forever, unless you file for bankruptcy.
The statute of limitations for collection of...
Archived
Medical Office Billing
Ian's answer
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Answered on December 10, 2012
Most doctors in Michigan use a form (not necessarily a standardized one) that states that the patient is responsible for all charges. They...
Archived
My husband opened SEVERAL credit cards in my name without my consent. What should I do? Am I responsible for the charges?
Ian's answer
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Answered on November 29, 2012
Not only do you need to see a divorce and business attorney, you need a consumer attorney with experience dealing with Id theft issues. ...
Archived
How do I respond to a complaint from a debt collection agency in the state of Michigan? Do I deny all allegations?
Ian's answer
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Answered on November 28, 2012
Attorney Liblang got it right.
More specifically, you need to look into to the assignment of the debt. Most debt collectors attach a "bill of...
Archived
If I received a call from a third party debt collector and the caller id read as my wifes cell number, is that legal?
Ian's answer
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Answered on November 28, 2012
The technology used is called "spoofing." The debt collector pulses out a false ANI (caller ID) in order to get you to pick up the phone. Courts...
Archived
How can I respond to a summons (civil) when I have never been sought for payment after closing my account?
Ian's answer
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Answered on November 25, 2012
Portfolio Recovery has been experiencing a number of losses on these kinds of cases due to their inability to prove the balance or even that they...
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