I agree with the other counsel. Medical bills is a leading reason individuals file for bankruptcy relief. I would expect that you can file for...

If I get married would my spouse be held responsible for my past debts such as back child support and taxes

Under Michigan law one spouse is not liable for the debts of the other so long as they have not voluntarily joined the debt, e.g. unless you sign...

Hello, a debt collection law firm has placed some sort of hold on my bank account. I need advice.

If a creditor has obtained a judgment they can obtain orders to garnish your accounts and/or wages as well as other orders to seize property etc. ...

I just got granted a full bankruptcy discharge. How long do I have until I can work, sue for money or just make money?

The bankruptcy discharge itself is not the end of your case. If a Chapter 7 and the trustee is gathering assets to liquidate or investigating...

I have a hospital bill for Can I negotiate a discount on my hospital bill? Can they make me pay out of my IRA?

The simple answer is that the IRA is itself probably safe from garnishment. The disclosure of it as an asset will probably be used in determining...

What specialization or type of attorney do I need?

As stated by other counsel, there are many issues and variables needed before assessing the best strategy. There may be options to challenge the...

HI went bankrupt 2 years ago. I got to keep my old truck as my vehicle. I did owe a bank money on the truck, i had a loan.

Your bankruptcy did not end the debt or the lien on your truck. The discharge order forbids the bank from taking any action to collect on the...

Student loan liability

Under Michigan law one spouse is not liable for the debts of the other unless he/she agrees to the debt, such as co-signing for a mortgage, a car...

I have a student loan that defaulted and sold and want to know if my husbands wages can be garnished.

Michigan is not a community property state so unless husband's wages are pooled into a joint account AND the creditor has sued and holds a...

Can payday lenders call your work once you file bankruptcy on them?

Obviously anyone can pick up the phone so they "can", but the real question is are they violating the law by doing so. Once a bankruptcy is filed...