Archived
Credit card co. closed my account 7/2009, then said they made a credit mistake and sent me a bill in 2010. Am I liable?
Christopher's answer
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Answered on March 23, 2010
You admit in your question that you received a double payment. While it was a mistake on their part, it does not follow that you should be allowed...
Archived
Can I sue my ex for her overdrafting bank account for 574.27? What do I do now?
Christopher's answer
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Answered on March 23, 2010
If you are on the account and it is overdrawn then you can be held responsible by the bank. If you are sued and it is your ex-wife's fault, then...
Archived
Can a credit card company garnish my unemployment in the state of michigan
Christopher's answer
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Answered on March 23, 2010
A creditor cannot garnish or execute on a debt unless there is a judgment awarding damages. If there is no judgment then there is no garnishment....
Archived
How can I stop garnishment or reduce amount the creditor is after (it is not a fair amount to pay back) w/o going bankrupt?
Christopher's answer
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Answered on March 23, 2010
You can go to your local district court and file a motion for installment payments. Be prepared to show what your monthly income and expenses are...
Archived
Does2nd lender still have to be involved in modifcation of 1st mortgage
Christopher's answer
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Answered on March 23, 2010
It sounds like you did a Chapter 7. Your personal obligation on the loan is gone. However, the mortgage you gave the lender is still good. You can...
Archived
Our home is being sold by a bk trustee, an offer has been made. there is a hearing (motion to sell property)
should I be there?
Christopher's answer
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Answered on March 22, 2010
I am going to suggest you speak with a lawyer as your question is lacking a lot of details necessary to give you any guidance. This suggets to me...
Archived
Could she get the back child support?
Christopher's answer
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Answered on March 18, 2010
Only court orders modify child support amounts, not handwritten, notarized agreements. While I understand no one likes to go to court, your fiance...
Archived
Can they really foreclose if we are always on time??
Christopher's answer
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Answered on March 18, 2010
There are some details missing I would like but I am guessing you have a balloon loan in which the full amount of the balance is due come September...
Archived
Automatic stay help needed asap
Christopher's answer
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Answered on March 18, 2010
It's their request to allow them to have the stay lifted so they may proceed with the recovery of the property. There is nothing for you to file or...
Archived
Do I have to fill out an income & expense questionnaire if not from a court?
Christopher's answer
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Answered on March 16, 2010
No, at least, not right now. The creditor should have probed your financial situation prior to your motion for a payment arrangment. I suppose if...
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