How to keep a new credit card when Filing Chapter 7

If a credit card has a $0.00 balance, they are not listed as a creditor and will not receive notice from the bankruptcy court of the filing. You...

You can voluntarily surrender it or wait for the lender to recover it. How long will it be? That's up to the lender who has to file a motion with...

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Does a garnishment stop once you file Chapter 7?

Yes. In bankruptcy, the automatic stay stops all efforts by creditors from collections except for any domestic support orders (child support,...

A 15 yr old credit card debt

They can demand all they want. Don't pay them anything. Some collectors ask you for a nominal, good faith payment while they work out the details,...

Dose every death have to go threw probate? there is no will. no debt. only cds and annuity with a benificiary named and

Probate courts distribute unowned property. For example, if there is a beneficiary or a payable on death (POD) designation on an account, we know...

Can my employer garnish my check for a mistake that they made on a court-ordered garnishment?

Employers have a right to "recoup" from your check to pay themselves back. It's not a garnishment. It's an equitable remedy and the don't need a...

Can my 13 year old brother's SSI be garnished for my mother's debt?

Social Security funds, including SSI, are exempt from attachment. Objections to the garnishment should be filed. It's an inconvenience but it can...

This is the time of year that a judgment creditor will start filing garnishments on your possible State of Michigan tax refund. It's your Federal...

I have filed for Chapter 7, I have the "automatic Stay" in place. Can my landlord evict me?

This is actually a straightforward answer. If you filed for bankruptcy before the landlord has received a judgment for possession, then the...

Do I have to reaffirm or surrender in michigan?

You have to state your intentions regarding the property. You have a few choices. You can reaffirm the debt. This means that you agree to be bound...