Debt Collection - A Guide to the Fair Debt Collection Practices Act
Jul 05, 2013
The Federal Trade Commission, the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive ...
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STUDENT LOANS: Student Loan Debt Can Wreck Your Retirement
Jul 05, 2013
Grandparents who took out parent-plus loans, co-signed for private loans or have student loans themselves have the most to worry about when it comes to student loans. Since 2005, debt levels have more ...
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If you work full-time in a public service job, you may qualify for Public Service Loan Forgiveness.
Jul 05, 2013
If you work full-time in a public service job, you may qualify for Public Service Loan Forgiveness.
Public Service Loan Forgiveness
What is the Public Service Loan Forgiveness Program?
In 2007, Congre...
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STUDENT LOAN DEBT HIGH RELATIVE TO YOUR INCOME; YOU MAY BE ELIGIBLE FOR INCOME BASED REPAYMENT (IBR)
Jul 05, 2013
If your student loan debt is high relative to your income, you may qualify for the Income-Based Repayment Plan (IBR).
Most major types of federal student loans--except for PLUS loans for parents and C...
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STUDENT LOAN DEFAULT: Why You Should Not Let Your Student Loans Go Into Default
Jul 05, 2013
For students with student loans authorized under Section 435(i) Title IV of the Higher Eduaction Act default occurs on a Federal Family Education Loan (FFEL) of Direct program loan after a default has ...
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Advantages of Chapter 13 Bankruptcy Over Chapter 7
Nov 22, 2010
Chapter 13 Bankruptcy plans have several advantages over Chapter 7 plans. Here's why....
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Chapter 13 Bankruptcy Is Better Than Debt Consolidation
Nov 22, 2010
AUTOMATICE STAY When you file Chapter 13 Bankruptcy you receive an automatic stay. This protects you against all collection activity. The stay has athe power to stop foreclosures, repossessions, gar...
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WHEN IS CHAPTER 13 BANKRUPTCY A GOOD THING?
Nov 22, 2010
A Chapter 7 Bankruptcy is what most people think of when you san "Bankruptcy". Chapter 13 bankruptcy deals with unsecured debts. If you are behind on your house or car chapter 7 bankruptcy will not hel...
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STRATEGIC MORTGAGE DEFAULT
Nov 16, 2010
A strategic default is the decision by a borrower to stop making payments (i.e., default) on a debt despite having the financial ability to make the payments.For homeowners, strategic defaults are done...
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83% of Mortgages Have Violations!!
Nov 12, 2010
There are specific reasons as to why mortgage loans during the last decade are called "toxic". There are specific reasons why continued modification attempts show no signs of strength, and may have no ...
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