What can "lack of standing" include in a defense when being sued by a 3rd party collection agency for original credit card debt
John's answer
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Answered on May 21, 2014
It has been my experience that people who believe they can handle a collections suit by themselves often finds themselves in hot water. It is also...
Archived
My husband was a victim of identity theft in 2010 and last year.
John's answer
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Answered on May 06, 2014
You need to contact an attorney that practices in consumer protection. The process involves working with the credit history reporting...
Archived
I got a letter from Michael Ira Asen today that told me I needed to pay $200 for retail fraud.
John's answer
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Answered on May 06, 2014
No. If they persist in contacting you in attempts to collect you should look to hire a consumer protection attorney.
Archived
What can i do to private seller for odomiter fraud after purchase in michigan($2800.00) car
John's answer
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Answered on May 06, 2014
There are federal and state laws that clearly address odometer tampering. You need to contact a consumer law attorney for assistance.
Archived
Can the payments on private student loan A with in-school deferment be put on B because bank erred calling A due?
John's answer
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Answered on May 06, 2014
You should engage an attorney who specialized in student loan defense. Private Student Loans (PLS) do not offer the same protections to the...
Archived
Debt collection for no reason
John's answer
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Answered on May 06, 2014
There are very clear statutory regulations that govern the methods that can be employed in collecting debt. The laws are very clear and crossing...
I have a loan with Western Sky/Delbert services that is 116% APR. I've paid over the amount borrowed. How can I stop payments?
John's answer
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Answered on May 06, 2014
Western Sky and its shadow company Delbert Services are under intenst scrutiny by the Michigan Attorney General. There are several Federal cases...
Archived
What to do if im accused of welfare fraud?
John's answer
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Answered on April 24, 2014
Run, do not walk, to the nearest attorney. You could be charged with a crime and could face possible jail time. As you say, this may all be a...
Archived
Settled debt out of court, but court judgement still goes on my credit report???
John's answer
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Answered on April 24, 2014
Rather unusual that if the creditor reaches a payoff settlement it would still go to court to get a judgment. Usually a settlement agreement ends...
Archived
I am filing chapter 13 bankruptsy ( will be filed by may 1st). I was trying for the last 2 years to pay debts through a debt co.
John's answer
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Answered on April 24, 2014
The Chapter 13 trustee will reach out and demand the money be returned to you or to the trustee so it can be equally distributed to your creditors.
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