Sueing a LLC that is no longer in operation, or changed owners?

Yes, you would file suit against the registered agent. Because the amount is small you would be better off bringing a small claims action. The...

Am I responsible for taxes and insurance paid by the mortgage company?

Michigan is a recovery state meaning that the lender is allowed to recover the difference between the amount that is owed and the sales price. ...

Old lien for condo association fees from a foreclosed property.

Yes, unfortunately the lien is still valid. The condo association wants its money that's why the lien was filed. You may try calling the condo...

May I add additional interest to a garnishment when filing?

Once garnishment papers are served on the garnishee, they act as a restraining order prohibiting any payment by the garnishee to the defendant. The...

Home equity loan balloon payment is more than the house is worth. Loan is for $126,000 house worth about $40,000

Possibly, yes provided there is not a first or primary loan/mortgage against the property. Under HARP II the lender is not bound by the...

Should I consider strategic default?

If you default, strategic or otherwise, you will only trash your credit history but you will be locked out of the mortgage market for two years,...

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My account was sent to collections two weeks after I was told it was paid in FULL.

Paid-In-Full and an account written down to zero because it is not performing are two very different things. If you paid off your account you...

We can not afford to stay in our mobile home. how should we handle talking to our mortgage company about foreclosure?

You need to contact your lender or mortgage servicer and explain the situation to them. There are several programs available to people who are...

Does the debt collector attorney have to abide by terms in my combination cease&desist/validation letter?

The FDCPA does not apply to commercial debts. You might want to consider bankruptcy. An administrative stay is placed on creditors during the...

Can you negoitate a lower payment rate with private student loans before default/deb collection?

Are you positive your loans are with private lenders? You need to check with the Dept of Ed to determine if your loans are federal or private. ...