Archived
After a writ of garnishment of my bank account has been lifted by the court, how long until my account is "unfrozen"?
Ryan's answer
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Answered on April 23, 2013
The account must be "unfrozen" immediately upon the bank's receipt of the court order. I would obtain a copy of the court order releasing the...
Archived
Will I get paid by my mortgage company to vacate my house when the redemption is expired?
Ryan's answer
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Answered on April 23, 2013
Many lenders will offer occupants of foreclosed homes either whats called "cash for redemption," during the redemption period, or "cash for keys,"...
Archived
I had a question about breach of contract?
Ryan's answer
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Answered on April 23, 2013
Assuming your claim is under $25,000.00, you can file a lawsuit against your friend in the District Court where the sale took place. However, if...
Archived
Can I sue for Breach of Oral Contract between owner of home who agreed to sell his home that i have been living in 2years?
Ryan's answer
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Answered on April 23, 2013
In Michigan, to enforce any agreement for the sale of real estate, the agreement must be in writing. There is one exception to this rule known as...
Archived
Can I pay off just one of my private student loans, without bringing others current, when several are past due?
Ryan's answer
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Answered on April 17, 2013
Assuming that each loan is governed by a separate and distinct loan agreement and unless your loan agreements say otherwise, there is no other...
Archived
80/20 home purchase loans in Michigan. What happens to the second loan after foreclosure?
Ryan's answer
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Answered on April 17, 2013
After the 1st lender forecloses on the home, and the redemption period expires, the second mortgage lien against the home becomes moot. The second...
Archived
Is there a time limit on civil cases??
Or statue of limitations on civil matters???
Ryan's answer
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Answered on April 17, 2013
If your taxes are already being garnished, then you have already been sued and a judgment has already been entered against you. In Michigan, the...
Archived
How do I obtain a "warranty deed"?
Ryan's answer
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Answered on April 11, 2013
so long as the prior owner of the house had legal title to the house, the quit claim deed should be sufficient to transfer legal ownership of the...
Archived
Can a mortgage co./bank call to have electric service shut off on a house that is current with said utility bill?
Ryan's answer
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Answered on April 11, 2013
The short answer is no. Until the bank owns and legally obtains possession to the property, the bank cannot shut off the utilities to the home.