Timothy P. Stickradt

I was immediately put at ease as it was explained that personal bankruptcy laws are in place to help, not harm individuals. Tim and Peggy answered all my questions and offered the best solution to fit my situation and needs. A well designed and thorough plan was laid out to me that most importantly... had a mutually agreed upon solution to exit debt free. I was impressed with how thorough this firm was and how smooth they ultimately made the process. The extra effort put forward was a testament to their experience and commitment, and resulted in me reaching discharge status. Several years later I remain free of all unsecured debt and have reestablished an excellent credit rating. This would not have been accomplished without making the decision to contact Hammerschmidt, Stickradt, & Associates. I would recommend them confidently.

Filing for bankruptcy is not a fun or proud thing to do. I was put into a situation where I was forced to file thanks to a house that I bought and a mortgage representative and a real estate agent that took advantage of me and my situation. I was so underwater because of this that The only way out ...was to file. Thank you to Tim and his amazing staff, knowledge and professionalism. I was able to file and start my financial life over again and turn things from a negative to a positive. They made me aware of all my options and what choices I had and how everything would work. Even after the case was over their office was always open to me to help guide me and inform me of information that I needed to get my credit back and turn my life around. They turned a bad life experience into a positive life experience. I can’t say enough good things about this firm and my experience. Thank you