Should I answer letter verifying if I am living at this address?

Don't ignore the Mortgage Company, it is best to keep them informed. Your inaction can lead to the foreclosure process happening more quickly.

Cam a mortgage modification be requested in Ch 13? Are student loans allowed?

A Mortgage Company may grant a mortgage modification, but are not required to do so in a Chapter 13. The Court cannot force a mortgage...

A Judgment lien is valid for five years filing recording, however the lien can be re-recorded within the five years and it remains valid, that is...

Can i get my 2nd mortgage reduced i live in michigan and our mortgage is underwater we have been one time with our payments

Currently the only law that allows you to eliminate the second mortgage is to do a Chapter 13 bankruptcy. In a Chapter 3 bankruptcy you can strip...

How do i stop a wage garnishment in michigan

Do you owe the money, if so the only way to stop a wage garnishment is either with a bankruptcy or Bankruptcy. If you do not owe the money, you...

Is Michigan one of the states where they can garnish your wages if you have to foreclose on a house?

Everything in the above answer is correct. Is there more than one mortgage on the property? If so you should consider a Chapter 13 bankruptcy. ...

Does2nd lender still have to be involved in modifcation of 1st mortgage

The only way to get rid of the second mortgage is to do a mortgage stripping, in a Chapter 13 bankruptcy proceeding, which requires that Chapter 7...

How can I stop garnishment or reduce amount the creditor is after (it is not a fair amount to pay back) w/o going bankrupt?

You say that you can't file until 2012, I assume that you can't file a Chapter 7 until then. You might want to explore the filing of a Chapter 13...

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Can I keep my car if I file bankruptcy?

If the fair market value of the car is only $1,250 and experienced bankruptcy attorney could proceed with a motion/application to redeem property,...

If the bank forcloses on my house, can they attach my wages?

Foreclosure by advertisement does not result in a judgment. Only after a judgment could they come after your wages. The questions is what will the...