Why do I have to take a lump sum payment??

I agree with the prior answer. While I cannot comment on your annuity payments I can tell you that either way there is no impact upon your SSDI. ...

Social Security Disability: Are Work History Reports Important for People Under the Age of 50?

Technically you are correct. However the SSA asks and the path of least resistance is to supply them with the information.

Type of SSI

Typically SSI is only paid from the date of application onward, however, if your son was found disabled prior to age 22 he may be entitled to...

SSI Amount

One of the most common items is when you are living in someone's home without paying rent. This will be considered "imputed income" by the SSA...

Without ongoing medical treatment from acceptable medical sources you will have a very difficult time proving that you remain disabled.

Can I sue at fault driver/insurance company for the balance of my car loan Ex Car worth 9500 when totaled, owe $12,000

In a word, no. Your insurance company must pay the fair market value of the car not your loan balance and the other person's insurance has no...

Maybe but this may be unnecessary. You need to prove that you are "disabled" prior to your DLI which, in your case, appears to be a mere 2 months...

Social Security Statement

The SSA stopped sending these statements out some years ago. You can request one by calling 800-772-1213 or going to www.ssa.gov

No. A $10,000 gift will have no impact upon your retirement benefit.

How can this be true. Is it?

So long as the child is under 18 or even up to age 19 if he's still in high school.