Can I file a chapter 7 bankruptcy with my spouse? The debt is just in my name alone. However, my name is on the deed to home
Ronald's answer
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Answered on May 04, 2022
Without knowing any more than what you stated, if there is no debt in your spouse's name (whether in her name separately or joint with you) there...
Can I fileA chapter 7 bankruptcy on rent a center?
Ronald's answer
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Answered on December 27, 2021
If you qualify for a Chapter 7 (which must be determined by analyzing your income for the last six months), then a debt owed to Rent a Center,...
Can a married couple that lives separate file for bankruptcy together?
Ronald's answer
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Answered on December 10, 2021
Yes, you can :-). There is no requirement that husband and wife live together in order to qualify for a joint bankruptcy.
Several appeals courts including the 6th circuit have ruled that not including social security in chapter 13 bankruptcy is
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Ronald's answer
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Answered on May 04, 2020
Actually, the 6th Circuit has NOT ruled on this issue as it pertains to whether the failure to offer social security income is violative of the...
I read where social security can not be counted as income in a chapter 13 bankruptcy . is this true?
Ronald's answer
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Answered on February 19, 2020
It is somewhat true. While social security is specifically excluded from the Bankruptcy Code's definition of income, another code provision...
In the redemption process if I decide to redeem the property who am I paying the money the auction winner or the mortgage compan
Ronald's answer
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Answered on October 02, 2019
The auction winner, but that is most often the mortgage company itself.
Archived
I file bankruptcy in November of 2014 I am $8,000 in debt again can I refile bankruptcy in Michigan before 8 years is up ?
Ronald's answer
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Answered on September 25, 2019
If you filed a bankruptcy case in November 2014 AND received a Chapter 7 discharge, you cannot file another Chapter 7 case until November 2022. If...
Archived
Can you keep your car in a bankruptcy?
Ronald's answer
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Answered on April 25, 2019
While it generally depends on the value of the car (that is, what it is worth less any amount still owing on it), the general answer is that almost...
Archived
Can I be sued by a creditor who did not place a claim while I was in a Chapter 13 bankruptcy?
Ronald's answer
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Answered on January 03, 2019
Assuming that (a) you listed the creditor in your Chapter 13 (and therefore the creditor had notice of the Chapter 13); (b) the creditor did not...
Archived
Is a 401k protected in bankruptcy?
Ronald's answer
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Answered on December 23, 2018
Easy answer - all retirement accounts- including 401ks - are completely protected in bankruptcy proceedings regardless of how much you have in the...
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