Kenneth L. Gross's Answers (4)

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In foreclosure should I file chapter 13 or 7

Kenneth's answer | Answered on February 11, 2014

It depends. If you file a Chapter 13 before the home goes to sale at auction (in Michigan) the foreclosure is stopped and you can cure the...

Archived

Should I hire a attorney to assist agent in short sale process? Do I have other options besides bk if short sale is denied?

Kenneth's answer | Answered on February 11, 2014

If you're going to do a Short Sale, an attorney that knows the process is a great benefit for two key reasons. First (which would have helped you)...

Archived

What is the best way to settle debts or do offers in compromise, to Debtors and Collection agencies?

Kenneth's answer | Answered on February 11, 2014

Step One is to make sure this is the least costly method of addressing the debt and that you do not have any need for short term credit. If you do,...

Archived

I had a HELOC that ballooned in March. I started the process for a loan modification with Bank of America in January to take

Kenneth's answer | Answered on September 12, 2012

There are three ways you can exclude the cancelled debt from income: First, if the mortgage debt was used for the purchase or improvement of the...

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