Skip to main content


Not yet reviewed

About me

For years I've made every attempt to sharpen my skills as a debt collector.  By sharing ideas and concepts in my seminars, classroom and through books I've read and written, I've learned a ton, made many contacts and have obtained tremendous feedback, which I incorporate into my day-to-day credit and collection practice.

Some people say lawyers "practice" law but they never really get good at it!  There's truth in that because a lawyer who thinks he or she knows everything, will not learn more, and will wither on the vine.  Fortunately for our clients, our lawyers continue to grow, learn and use the latest and greatest in technology, techniques and  court rules to gain the best foothold we can.

If my Legal Guides and Answers to Questions are of any assistance, gee, that's great.  I would certainly enjoy hearing from you as to any credit and especially collection problem you are encountering from companys or people who owe you or your company money!  Whether you are in Michigan, some other state, or even another country, we have contacts and a world wide network of collection experts.    Although I have retired,our firm continues to do professional collection work  248-645-2440


Practice areas


  1. Debt Collection: 100%



Free consultation (60 minutes)

Payment types:

Cash, Check

Attorney endorsements

1 total 

Are you an attorney? Endorse this lawyer

  • Brian F. Garmo

    Steve Harms is a superb lawyer and one of the preeminent debt collection attorneys in the State of Michigan. He is a respected authority and he has been kind enough to answer many of my questions in the past. I highly recommend Mr. Harms's services.


    Brian Garmo Debt settlement Attorney
    Relationship: Fellow lawyer in community

Contact info


MIActive And In Good Standing197508/04/2016
We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
Super LawyerSuper Lawyers Magazine2012
AV® PreeminentMartindale-Hubbell2011
Work experience
TitleCompany nameDuration
Adjunct ProfessorWalsh College1991 - Present
Association namePosition nameDuration
International Association of Commercial CollectorsChair, Education Committee. Past Board Mbr1990 - Present
Commercial Law League of AmericaN/AN/A
Legal cases
Case nameOutcome
Automobile Auction CaseJudgment for plaintiff, and ruling on fraud
See all legal cases 
Publication nameTitleDate
Institute of Continuing Legal Education (Michigan)Handling the Collection Case in Michigan: a Creditor's Guide (700 pages)2012
Muller, Muller, Richmond, Harms & MyersLaw Notes, Spring 20112011
Carswell Legal PublicationsInternational Commercial Collections (co-author, 338 pages)2010
Institute of Continuing Education (Michigan)Michigan Basic Practice Handbook (Debt Collection Chapter, contributing author, 2 volumes)2010
Institute of Continuing Education (Michigan)Attorney Fee Agreements in Michigan (304 pages, contributing author)2010
John A. Wiley and SonsCredit and Collections Kit for Dummies (366 pages, and CD with forms)2009
School nameMajorDegreeGraduated
Detroit College of LawN/AJD - Juris Doctor1975
Speaking engagements
Conference nameTitleDate
Creditors Rights 2013Collections2013
Creditor's Rights 2012Moderator and Speaker, collection topics2012