Creditor is suing my husband in Michigan

The other attorney is correct about the statute of limitations in Michigan being 6 years and that you may have a claim under the FDCPA. That said,...

How do I proceed during a negative experience with both a collision shop and insurance company?

The other attorney is correct that you would not have a claim against the insurance company because you have already settled your insurance claim....

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I purchased a used 2007 Chrsyler Sebring in 2009 from a Chrysler dearlership. In March of 2011 I was in a major collision, the

I'm assuming that what you are asking is whether there is an airbag defect that the dealer might be responsible for. I would need more information...

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Is this a legal process to or does this sound like a scam?

The other attorneys are correct that you should not give this company ANY information, especially any financial information. First, most likely,...

Do I have a product liability case ?

It sounds like you may wish to pursue a claim on your son's behalf. In order to do so, it is extremely important that you keep the toy as evidence....

Husband got served by a collections agency

The collection agency is a "debt buyer," meaning that it purchased this debt from the original creditor for fractions of a cent on the dollar....

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They absolutely cannot do this legally -- as the other attorney pointed out, threatening arrest or felony charges would violate state and federal...

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Should I bring up discrepancies in balance owed during debt negotiations??

Yes, you should - it is an illegal practice under state and federal debt collection practices statutes to misrepresent the amount of the debt....

Regardless of whether you owe all or part of this debt, I recommend sending the DV (debt verification) letter to the law firm (no point in sending...

I am being contacted by an insurance company after paying the drivers deductible. I don't have any money. What is my next step?

Since you have a written acknowledgment of the payment, you may be able to use that as an accord and satisfaction defense. If not, though, you...