Is there a statute of limitations on a debt being able to be collected?

The statute of limitations in Michigan is 6 years from the date of the last payment made on the account. So, whatever you do, do NOT make any...

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Am I responsible for my wife's credit card debt?

As long as the credit card is solely in your wife's name, then no, you would not be liable for her debt, at least when it comes to the credit card...

I agree with the other attorneys that this is not a matter that you should try to handle without an attorney. That said, Mr. Darish has given you...

Does a Michigan district court have jurisdiction over a Texas resident residing in Texas?

Assuming that the car was originally purchased for personal, family or household use, the deficiency claim would qualify as "consumer debt." This...

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As the other attorney notes, the lease probably has a clause that says that the landlord's failure to enforce the late fees (or other breach) does...

FDCPA question

It is a violation of the FDCPA (as well as Michigan's Collections Practices Act) to misrepresent the status or amount of the debt. Creditors and...

You should not pay it. The other attorneys are correct that this is essentially a scam. Further, because you were 16 at the time, there is no civil...

Is a car down payment refundable in Michigan if financing fails after dealership said was approved? Then later changed story?

It is not legal for the dealer to keep your down payment. Based on the facts you've provided, it sounds like you have several claims against the...

Does settling or losing a lawsuit bar me from filing a FDCPA suit?

If you settle, the settlement documents are most likely going to contain language waiving any counter-claims that you may have. Also, if the...

I agreed to sell my car to a private party. He gave me a deposit and I provided him a signed and dated receipt.

As long as you immediately return the person's deposit, you can probably cancel the contract without consequence. Technically, the buyer could...