I often tell my clients that even if they made a million dollars a year in income and have $50k of debt, the cheapest way to pay that debt would be...

Creditors cannot garnish social security. Whether they can do other things depends on specifics. If the joint ownership is with a spouse,...

True Roommate? No Live-in significant other with whom you commingle money and share food, a phone plan, a bank account, and 3...

Yes, they would sue and eventually garnish wages. Once the car is repossessed, the loan is defaulted and accelerated. There are no longer...

Yes the bankruptcy trustee can ask the court to undo these transfers if a bankruptcy is filed up to 4 years after the transfer. (2 years under...

Yes this is legal and normal. You had a change in circumstances which gives either side the ability to seek a change in the plan terms. See...

I have no idea what the term "case destroyed" would even mean. Maybe that the court has destroyed the physical documents in the file and now...

Extensions to 84 months were permitted only temporarily as a response to COVID. Perhaps you were behind in plan payments and extending the plan...

I assume the trustee from your 2012 bankruptcy is the one taking the settlement you are receiving so the 2012 case is now being reopened. I...

Yes. Household income and household expenses are used in determining whether you are eligible for Chapter 7 or Chapter 13. If your husband...