We would like to keep our home, but did not reaffirm it when filing chapter 7. We are behind several pymts. Can we keep it?

I agree with the other responses. You should consider Chapter 13 as an option to cure your mortgage arrears. As long as you can make the...

Is all unsecured debt discharged in chapter 13 bankruptcy

The more likely scenario is that the debt was "crammed down." This means that the creditor is being paid based on the fair market VALUE of the...

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Can you move out of state before your chapter 7 bankruptcy is filed? I am waiting for tax refund but will have to move soon.

Venue is proper in the district in which you lived for the greater part of the last 180 days. So basically, you can file here for 90 days after...

As long as the funds were in a 401k plan at the time of filing, they never came to be an asset of your bankruptcy estate, so you could cash them...

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Non-reaffirmeed Home Equity Line of Credit

If it was a true HELOC, then yes. The bank holds a mortgage (or lien) against your home. Although you are not personally liable to pay them...

Do I have to pay taxes on foreclosed home included in bankruptcy?

If the debt was discharged in bankruptcy, there is no tax consequence because the debt was not "forgiven" by the creditor, but discharged by the...

How to file bankruptcy forms?

Pro se debtors can file documents in paper form. The electronic requirement only applies to attorneys and other parties that file larger...

Filed Bankruptcy on Nov. 12, 2013 and was told they could only take 50% of our tax refund. now they are taking 75% and more.

If your Chapter 7 was filed on November 12, 2013, you were 86.58% of the way through the year when your case was filed. Therefore, the bankruptcy...

No, you cannot get a credit card during a Chapter 13. I think the larger issue here is that you should strongly consider why you are so...

Can I appear for my husband in a bankruptcy hearing if my name is not on the deed.

The only reasons as a creditor that you would want to appear at the 341 meeting is if you have information about the debtors' assets that were left...

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