Should I file chapter 7.

If you don't own any real estate, you may very well be judgment-proof. This means that creditors can call you, attempt to collect, file...

Refinance house haven't been behind on payments for four months can l refinance

There is no law on this issue. It is up to each lender as to what criteria they have, so this is not a legal question.

Is my Ch7 bankruptcy mortgage reaffirmed?

Creditors are never required to report to the credit bureaus. They can simply choose to be silent on the issue and not report. Many debtors...

Does the ch 7 reaffirmation agreement I signed with mortgage company automatically transfer to new company that bought mortgage?

Creditors are never required to report to the credit bureaus. They can simply choose to be silent on the issue and not report. Many debtors...

I have not been able to secure an attorney for my adversary complaint. I'm located in Lawrenceburg, IN. Any suggestions?

Given where you live, you may want to look for attorneys in the New Albany area, since that is where your court is located. Although attorneys...

We are currently buying a house and included the amount still owed in our bankruptcy which was discharged. Do we now own it.

You likely received a discharge of any continued obligation to buy the house. A land contact is basically a binding agreement that you sign...

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If debts that are usually not dischargeable in a bankruptcy discharged if not disputed in a chapter 7 bankruptcy?

No. Certain types of debt are automatically not discharged, even if the creditor did not file an adversary proceeding. (Side note: ...

I FILED CHAPTER 7 1/12/15 JUST TODAY I LEARN A BALANCE TRANSFER ON 12/5/14 ( APRX.) COULD BE VIEWED AS FRAUD. IN INDIANAPOLIS

If you made a balance transfer from one creditor to another, it is unlikely the creditor would view it as fraud. Although technically it may fall...

There is no minimum amount of debt required in order to file bankruptcy. The real question is whether it makes sense for you given your...

When voluntarily surrendering to a bank do you have to pay the difference when item is sold?

Yes, unless you have filed bankruptcy. Bankruptcy eliminates the deficiency balance. If you have not filed bankruptcy, then you owe the...